Banking & Commercial Finance
Banking & Commercial Finance
Financial Lawyers
In that most financial transactions pass through legal territory these days, it is essential to have expert and seasoned lawyers engaged in getting your deal to the finish line in a timely and efficient manner.
The banking and commercial finance law practice group at Schmiedeskamp combines both lender and borrower expertise to assist banks, financial institutions and other parties in a variety of loan transactions while also representing public and private companies as borrowers.
Simplifying the Complex
The Schmiedeskamp team contributes the necessary guidance in all stages of the transaction from setting the stage through negotiation, documentation and through to successful completion. Their goal is to structure clients’ transactions and the management of financial liabilities all while simplifying the complex through clear and straightforward communications.
Banks and financial institutions solicit Schmiedeskamp expertise on regulation, compliance, audit examination issues, as well as statutory and case law developments in the industry. Schmiedeskamp provides to its clients regular banking law updates and annual seminars.
- Represented both borrowers and lenders in asset-based collateral and non-asset-based multi-million dollar term and line of credit loans. These transactions to finance operations or acquisitions included negotiation of terms and conditions of terms sheets, loan document preparation, due diligence review and representation during closings.
- Represented both borrowers and lenders in multi-million dollar construction loans, secured by real estate, equipment, and other collateral. Work included negotiation of terms and conditions of loan documents as well as construction\architect\engineer contracts, due diligence review, and representation during construction escrow closings and disbursements.
- Represented debtors and lenders in secured loan workouts, including negotiation and preparation of standstill and settlement agreements, amendments to promissory notes, mortgages, deeds of trust, security agreements and UCC’s, foreclosure of mortgages and security interests, repossession of collateral, and representation in connection with private and public collateral sales.
- Represented lenders in loan participations involving term and revolving lines of credit loans in excess of $10 million involving multiple lender participants.
Case Study: Banking & Finance
The timing to take advantage of substantial New Markets Tax Credits income tax credits that were available imposed tight time constraints for a senior lender
Related Practice Areas
Our Banking & Commercial Finance Team
Michael A. Bickhaus
Managing Partner
John R. Longlett
Partner
William M. McCleery
Partner
William S. Meckes
Partner
Ted M. Niemann
Partner
Steven E. Siebers
Partner
Alok P. Patel
Of Counsel